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Cash Loans

KBC Loans provides cash loans to New Zealanders who are in need of some cash quickly. If you find yourself with an unexpected bill, for example car repairs, a surprise medical bill or you simply want to take advantage of an early payment option for a large bill, then a cash loan from KBC Loans may help. You can loan up to $500 on your initial KBC Loan, and up to $1000 on subsequent loans provided you meet our borrower requirements.

We are a responsible lender, and as such we disclose all loan information clearly up front before you apply for the loan. This means that you will be able to understand the exact costs associated with a cash loan from us before you borrow, so there are no surprises!

Do I Qualify For a Cash Loan?

There are some basic requirements that you will need to qualify for a cash loan from KBC Loans. You need to be at least 18 years old and in permanent employment, and you will also need to meet other criteria in order to qualify for a KBC Loan. To view our full list of requirements, you can browse the ‘Do I Qualify?’ information page.

If you are still unsure whether or you will qualify for a cash loan, please contact us and we will advise you if we will be able to issue a loan based on your personal circumstances.

How Much Cash Can I Borrow?

We understand that people require different amounts of cash for different purposes. To help you identify how much you may  be able to loan in a single transaction, we have built an online cash loan calculator for you. Try out the loan calculator here.
As part of our responsible lending policy, we will not allow you to repay more than 25% of your net pay each period to ensure that you can afford to repay your loan.

Apply For A Cash Loan Online

Ready to apply for a loan from KBC Loans? Fill out the quick online application now and we’ll get back to you as soon as we can.