Could your smartphone be the key to spending less, paying off loans and saving money? There’s an app for just about everything these days and since most Kiwi’s have access to a smartphone why not use it to keep on top of your finances.
We’ve compiled our five favourite apps that could help make your money last a little bit longer. But don’t forget if you’re still stuck and need some cash to tide you over then check out Zebra’s short term cash loans.
Managing your personal finances has never been easier. This app helps you monitor your expenses, stick to budgets, and see exactly where your money is going. Basically, it’ll make sure you don’t blow your entire month’s budget without even realising it. We’re looking at you, impromptu after-work drinks.
Spendee actually gives you useful data that can help you change spending habits. It’s a great option for not only tracking but for analysis as well.
2. Big Oven
Cooking simplified is the claim. If you often end up throwing half your food away because you can’t think of a good meal to make with it then this is the app for you.
Big Oven is here to help. Not only does it supply you with a portable shopping list, as well as over 400,000 recipe ideas, it can also tell you exactly how to use up those last few things at the bottom of the fridge to make something you’ll really tasty to eat.
3. Clever Kash from ASB
Clever Kash is ASB’s new cashless money box. It’s here to help kids save and reach their savings goals.
It works by using the ASB Mobile app to swipe virtual notes and coins towards Clever Kash, and it will display your child’s updated ASB account balance. It’s a clever idea and uses technology to get kids used to save regularly.
4. You Need A Budget (YNAB)
The name says it all: YNAB is an incredibly detailed but easy-to-use budget interface.
YNAB’s goal is to change the way you manage money and to create stress-free finances. It’s not free however, the app is an add-on to the $60 software you purchase for your PC and is meant to allow users to check their transactions and budgetary restrictions on-the-go. If you are looking to get a handle on your finances around or gain a better understanding of your finances then purchasing the software is well worth the investment.
Expensify is just taking off and can really be a life changer if you’re trying to claim expenses come tax time. Expensify allows users to scan receipts and categorise by date, time, merchant and amount and puts it all in a useful file that’s ready to print off and send to your accountant. Too easy!